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Article GENERAL ASSUEANCE ADVOCATE. ← Page 6 of 6 Article MEDICAL FEES. Page 1 of 2 →
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General Assueance Advocate.
distress will rivet them in prosperity ; and that unless they put themselves upon the same footing as those whose efforts have brought about the present movement , the future has no hope in store for them . They may for a time hold their ground , but the fresh blood which should invigorate them will flow into other bodies , and year by year , as their present members die off , they will wither and shrivel , till at length they
shall become no better than dead branches which cumber the ground , The fact is , and practical men should at once recognize it , that like steam , electricity , aud other great powers , Assurance is yet but in its infancy , all its laws are not yet known , a portion only of its capabilities are developed , it is still susceptible of further improvements , and those who are ever
ready to take advantage of every beneficial discovery must prosper , while those who cling to old usages and customs , merely because they are old , must fall in common with all who refuse to avail themselves of the improved machinery and powers which science brings to light , art sets iu motion , and all the rest of the world are applying to their own advantage . We do not wish to be harsh or unjust , but the time has come when
all the truth should be told , and we will not by hiding it , shrink from our duty to both the offices and the public . The benefits of Assurance can only be made fully available by those who guide its action , being on tbe alert to improve every opportunity , and by their taking care that they at least keep pace with the advancing intelligence and spirit of the age .
Medical Fees.
MEDICAL FEES .
" Honesty is always the best policy . " It must be self-evident to every one that the medical opinions required to be furnished by persons proposing to assure , are necessary for and conducive to the safety and well being of the offices , and it squares with true notions of honesty and justice that services should be paid for by those for whose benefit they are rendered . If policies in either Proprietary or Mutual Offices could
be effected at such rates as would only just enable the institutions to meet the liabilities which fall upon them , there would be some excuse for adopting one of two courses—either raising the premiums , or
declining to pay medical referees . But we need not tell those who have even the most casual acquaintance with the business of Assurance , and the generally flourishing state of the offices , that the Assurers pay enough , by way of premium , to sustain all the direct and indirect expenses of Assurance , meet all liabilities , and then leave a large margin of profit , and that therefore there is no pretext for the shabbiness . of calling upon individuals to pay the charges of medical referees , or suffering the medical men , as we know they often do through unwilling-
Note: This text has been automatically extracted via Optical Character Recognition (OCR) software.
General Assueance Advocate.
distress will rivet them in prosperity ; and that unless they put themselves upon the same footing as those whose efforts have brought about the present movement , the future has no hope in store for them . They may for a time hold their ground , but the fresh blood which should invigorate them will flow into other bodies , and year by year , as their present members die off , they will wither and shrivel , till at length they
shall become no better than dead branches which cumber the ground , The fact is , and practical men should at once recognize it , that like steam , electricity , aud other great powers , Assurance is yet but in its infancy , all its laws are not yet known , a portion only of its capabilities are developed , it is still susceptible of further improvements , and those who are ever
ready to take advantage of every beneficial discovery must prosper , while those who cling to old usages and customs , merely because they are old , must fall in common with all who refuse to avail themselves of the improved machinery and powers which science brings to light , art sets iu motion , and all the rest of the world are applying to their own advantage . We do not wish to be harsh or unjust , but the time has come when
all the truth should be told , and we will not by hiding it , shrink from our duty to both the offices and the public . The benefits of Assurance can only be made fully available by those who guide its action , being on tbe alert to improve every opportunity , and by their taking care that they at least keep pace with the advancing intelligence and spirit of the age .
Medical Fees.
MEDICAL FEES .
" Honesty is always the best policy . " It must be self-evident to every one that the medical opinions required to be furnished by persons proposing to assure , are necessary for and conducive to the safety and well being of the offices , and it squares with true notions of honesty and justice that services should be paid for by those for whose benefit they are rendered . If policies in either Proprietary or Mutual Offices could
be effected at such rates as would only just enable the institutions to meet the liabilities which fall upon them , there would be some excuse for adopting one of two courses—either raising the premiums , or
declining to pay medical referees . But we need not tell those who have even the most casual acquaintance with the business of Assurance , and the generally flourishing state of the offices , that the Assurers pay enough , by way of premium , to sustain all the direct and indirect expenses of Assurance , meet all liabilities , and then leave a large margin of profit , and that therefore there is no pretext for the shabbiness . of calling upon individuals to pay the charges of medical referees , or suffering the medical men , as we know they often do through unwilling-